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Mobile Payments · Solution

Mobile Payment Solutions

Power secure, on-the-go transactions with flexible mobile acceptance. Paygasus supports major digital wallets (Apple Pay, Google Pay, Samsung Pay, PayPal, Venmo) and in-person contactless (NFC) payments, with options from softPOS for tap to pay anywhere to mPOS for full mobile point of sale.

Tap to pay · anywhere
$24.00READER
Every phone, a point of sale.
Tap · wallet · softPOS · mPOS
Tap, wallet, and NFC, proven at scale
$100B+
Processed in aggregate volume
5
Major wallets supported
3,400+
Locations accepting taps
1,350+
Cities live
140+
Currencies supported
30
Countries of operation
The Idea

Accelerate Checkout with Mobile Payments

Mobile payments include digital wallets, tap to pay (NFC), and phone-based processing that simplify checkout and expand how customers pay. Paygasus enables consistent contactless experiences across online and in-person touchpoints, with security controls designed to help reduce chargeback exposure while supporting mobile-first checkout preferences.

Key Benefits

Mobile payments can improve conversion, reduce fraud, and increase engagement.

  • Improved acceptance for third-party wallet transactions.
  • Lower chargeback exposure where liability shifts apply.
  • More efficient acquisition by converting a larger share of mobile and online traffic.
  • High wallet share in many merchant apps.
  • Larger cart sizes when paired with BNPL options.
Capabilities

Mobile Payment Key Features

Apple Pay, Google Pay, Samsung Pay

Digital Wallets

Support encrypted wallet payments for in-app and web checkout to simplify mobile wallet acceptance.

PayPal + Venmo Integration

Peer-to-Peer & Wallets

Add PayPal and Venmo to checkout through API or SDK for streamlined wallet-based experiences.

softPOS + mPOS

In-Person Contactless

Accept card present tap to pay, from softPOS for flexible acceptance to mPOS for mobile point-of-sale use cases.

Tokenization + Fraud Prevention

Secure Infrastructure

Use tokenization, encryption (MUPK or device encryption), and configurable tools such as AVS/CVV filtering to support secure contactless transactions.

Mobile SDK

SDK & Integration

Integrate payments into mobile apps for web, in-app, and card present scenarios with straightforward implementation paths.

Direct Bank Integration

Pay by Bank

Enable bank-account-linked payments through a digital wallet-like flow that also supports phone and IVR payment processing.

The Difference

Paygasus Mobile Payments vs. Basic Solutions

See how our comprehensive mobile platform outperforms basic solutions across every capability.

Capability.Paygasus Mobile Platform.Basic Mobile Solutions.
Wallet Support.Apple Pay, Google Pay, Samsung Pay, PayPal, Venmo.Limited to one or two.
In-Person Options.softPOS, mPOS, contactless NFC.Basic card readers.
Security.Tokenization, encryption, fraud tools.Basic encryption.
Integration.Mobile SDK and APIs.Limited SDK.
Conversion Impact.2x better acceptance.Standard rates.
Additional Methods.Pay by Bank integration.None.

Ready to power your mobile payment strategy?

Talk to a specialist
Why Paygasus

Activate Secure Mobile Payments

Paygasus combines intuitive mobile experiences, developer-ready tools, and scalable infrastructure to support growth across mobile channels.

Business Impact

Mobile payments increase engagement and speed checkout, and secure infrastructure helps improve overall payment efficiency.

  • Easy setup for wallet integration and contactless acceptance with minimal operational overhead.
  • RESTful APIs and Mobile SDK for custom in-app transactions and tokenization.
  • Built for high-volume NFC and IVR payment processing without performance bottlenecks.
  • Encryption and fraud-prevention controls designed to support PCI DSS requirements.

Every way a phone pays

Apple Pay · Google Pay
Tokenized wallet, in-app & web
Samsung Pay
Wallet acceptance on device
PayPal · Venmo
P2P wallets via API / SDK
softPOS
Tap to pay on any phone
mPOS
Mobile point of sale
Pay by Bank
Account-linked & IVR flows

A phone is now a wallet, a card, and a terminal at once. Paygasus accepts every one of those roles through a single integration — tokenized so the card number never travels — which is why the same SDK that takes an Apple Pay tap online also turns a clerk’s handset into a softPOS reader on the floor.

Getting Started

How to Optimize Mobile Payments

Follow these five steps to maximize your mobile payment strategy.

1

Assess Needs

Identify key channels for tap to pay payments and mobile wallet payments.

  • Channel analysis
  • Customer preferences
  • Volume projections
2

Integrate Wallets

Add Apple Pay, Google Pay, and PayPal/Venmo integration.

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • PayPal & Venmo
3

Set Up In-Person

Implement softPOS and mPOS for contactless mobile transactions.

  • softPOS setup
  • mPOS deployment
  • NFC configuration
4

Add Security

Enable tokenization and fraud prevention tools across all channels.

  • Tokenization
  • Encryption
  • AVS/CVV filtering
5

Monitor Performance

Track conversion and use Pay by Bank for additional options.

  • Conversion tracking
  • Pay by Bank
  • Analytics review
Going Further

Advanced Mobile Payment Capabilities

Unlock more mobile commerce scenarios with tools engineered for flexibility.

SoftPOS: Tap to Pay Anywhere

Turn compatible devices into payment acceptance points for in-person transactions.

mPOS: Mobile Point-of-Sale Power

Drive mobile selling with POS functionality designed for on-the-go use cases.

Apple Pay & Google Pay

Expand wallet acceptance with encrypted, secure transactions.

Questions

Frequently Asked Questions

Mobile payment solutions enable payments through smartphones and mobile devices, including digital wallets, tap to pay (NFC), and in-app or mobile web checkout.

Tap to pay uses NFC to transmit encrypted payment credentials from a phone or contactless card to a compatible reader for a card-present transaction.

Mobile wallet payments are transactions made through digital wallets such as Apple Pay or Google Pay that use tokenized, encrypted credentials instead of sharing the card number.

Phone payment processing accepts payments over phone-assisted channels, including call center entry and automated IVR payment flows.

NFC mobile payments are contactless, in-person transactions initiated from a phone using near-field communication at a compatible terminal.
Get in touch

Ready to Transform Your Mobile Payment Experience?

Explore how our mobile payment solutions can improve conversion and streamline on-the-go transactions.

Paygasus · 1.800.838.8651 · The payments & connectivity operating system for the physical economy