$100B+
Processed across
every tender
every tender
Payments · Alternative Payments
Alternative Payment Solutions for Checkout Flexibility
Give customers more ways to pay with digital wallets, pay by bank, ACH, Buy Now, Pay Later (BNPL), stored value, and other non-card payment methods that support broader acceptance, more flexible checkout experiences, and clearer alignment between payment choice, channel, and customer preference.
Any tender → one ledger
Digital walletNFC / in-app
Pay by bankaccount-to-account
ACHbank debit
BNPLinstallments
Stored valueprepaid balance
Cardcredit / debit
Whatever they bring, settled as one.
Wallet · bank · BNPL · stored value
The tender layer — proven beyond the card
140+
Currencies
accepted
accepted
1,350+
Cities
served
served
50 + DC
U.S. states
reached
reached
6 of 100
Fortune 100 enterprises
on the platform
on the platform
30
Countries · US · Canada
EU · India
EU · India
Beyond card-only
Increase Conversion with Preferred Payment Methods
Alternative payment solutions help businesses move beyond card-only acceptance with payment methods tailored to customer preference, regional expectations, purchase type, and checkout environment. Through flexible integration paths, localized payment options, and centralized visibility, Paygasus enables teams to support the right mix of wallets, bank-based payments, installments, and specialized tenders without fragmenting checkout operations.
Key Benefits
An optimized checkout strategy removes buying friction, expands access to preferred and local payment methods, improves payment acceptance, and unlocks clearer visibility into payment usage, customer behavior, and transaction performance across channels.
- Stronger checkout conversion: Preferred payment methods reduce abandonment by giving customers alternatives to traditional cards.
- Broader payment acceptance: Wallets, pay by bank, installments, and stored value give customers more ways to complete a transaction.
- Market-specific coverage: Local and regional payment methods help businesses align checkout experiences with customer expectations across segments and geographies.
- Centralized visibility: Unified reporting gives teams a clearer view of card and non-card tender performance within one payment environment.
- Flexible checkout support: Businesses can align payment methods to ecommerce, mobile, invoices, assisted, and embedded payment flows.
Capabilities
Alternative Payment Capabilities
Four families of non-card tender, each accepted through the same checkout and reporting.
Fast Checkout
Digital Wallets
Support Apple Pay, Google Pay, PayPal, Samsung Pay, Venmo, and other wallet-based payment options across web, mobile, and in-app checkout flows.
Bank-Based Payments
Pay by Bank and ACH
Offer ACH, account-to-account, and pay by bank payment experiences that support direct bank payments for one-time or recurring use cases.
Installment Options
Buy Now, Pay Later (BNPL)
Add installment-based payment options that give customers more flexibility for higher-value purchases and time-sensitive buying decisions.
Program-Specific Payments
Stored Value and Specialized Tenders
Support gift cards, prepaid value, benefit-linked payment types, and other specialized tenders that fit controlled or program-based payment environments.
Many tenders, one rail
Every way to pay that isn't a card
Each family below routes through the same Paygasus checkout — so adding a tender never fragments settlement or reporting.
Family 01
Digital Wallets
Apple PayGoogle PayPayPalSamsung PayVenmo
Family 02
Bank-Based
ACHAccount-to-accountPay by Bank
Family 03
Installments
Buy Now, Pay Later (BNPL)
Family 04
Stored Value
Gift cardsPrepaid valueBenefit-linked tenders
One Integration – One Settlement – One Report
Across hosted checkout · APIs · payment links · platform extensionsAlt-payments vs. card-only
Paygasus Alternative Payments vs. Card-Only Checkout
Compare broader payment acceptance to card-only checkout across payment method coverage, customer choice, implementation flexibility, and centralized visibility.
| Capability | Paygasus Alternative Payments | Card-Only Checkout |
|---|---|---|
| Payment Method Coverage | Wallets, bank-based payments, Buy Now, Pay Later (BNPL), stored value, and specialized tenders alongside cards | Limited primarily to debit and credit cards |
| Customer Preference Alignment | Supports preferred, local, and use-case-specific payment methods | Less flexibility when customers want non-card options |
| Checkout Flexibility | Works across ecommerce, mobile, invoices, embedded, and assisted payment flows | More limited payment choice and flow design |
| Regional Expansion | Helps align payment methods to market expectations and local checkout habits | Less adaptable to regional payment preferences |
| Centralized Visibility | Centralized reporting across cards and alternative tenders | Less unified visibility across a broader payment mix |
| Integration Paths | Hosted checkout, APIs, payment links, and platform extensions | Fewer paths to match business and channel requirements |
Ready to expand your payment acceptance?
Talk to a specialist →Activate across channels
Activate Preferred Payment Methods Across Channels
Paygasus helps businesses extend non-card payment methods across every checkout environment, from ecommerce, mobile, and invoices to self-service and assisted, with implementation paths that expand payment choice without fragmenting operations.
Business Impact
Supports stronger conversion, wider payment coverage, better customer choice, and clearer centralized visibility across cards, wallets, bank-based payments, and other alternative tenders.
- Enable digital wallets, Buy Now, Pay Later (BNPL), pay by bank, ACH, stored value, and other specialized tenders through flexible payment integrations.
- Choose from hosted checkout, APIs, payment links, and platform extensions to match your checkout model and internal workflows.
- Maintain centralized reporting and visibility across card and non-card payment methods.
- Align the payment mix to customer preference, geography, purchase size, and channel, eliminating one-size-fits-all checkout constraints.
Strategy framework
How to Build a Better Alternative Payment Strategy
Use these five steps to align payment methods, checkout design, and centralized visibility to real customer and business requirements.
STEP 01
Assess Customer and Market Fit
Identify which payment methods align to customer expectations, order value, geography, channel, and purchase behavior.
- Customer payment preferences
- Regional payment habits
- Transaction and order profile
STEP 02
Choose the Right Integration Path
Match implementation to the payment experience with hosted checkout, APIs, embedded flows, payment links, or platform extensions.
- Hosted checkout
- API and embedded flows
- Extensions and payment links
STEP 03
Add the Right Payment Methods
Deploy the methods that fit the checkout, customer, and business model instead of enabling every option without a clear purpose.
- Wallets and installments
- Pay by bank and ACH
- Stored value and specialized tenders
STEP 04
Validate Checkout and Operations
Confirm the payment experience, transaction handling, reconciliation workflow, and reporting needs before rollout.
- Checkout flow review
- Tokenization and data handling
- Reporting and reconciliation
STEP 05
Monitor Payment Performance
Track conversion, payment method mix, transaction trends, and operational outcomes so the payment strategy can keep improving over time.
- Checkout conversion
- Payment method usage
- Operational visibility
Deployment paths
Flexible Ways to Deploy Alternative Payment Methods
Different payment environments require distinct implementation models. Paygasus provides multiple deployment paths to seamlessly match your checkout design, technical requirements, and operational workflows.
Hosted Checkout
Reduce development effort with pre-built payment pages, enabling faster time-to-market for diverse payment methods across digital channels.
Direct APIs and Embedded Payments
Gain complete control over checkout presentation, payment method placement, and the customer experience within your existing digital properties using an API-first approach.
Pay by Link and Remote Payments
Extend alternative payment acceptance beyond the traditional cart by collecting funds through secure links sent via email, SMS, or customer support teams.
Platform Extensions
Accelerate deployment and expand payment options using platform-specific integrations that minimize the need for custom development work.
Questions
Frequently Asked Questions
Alternative payment solutions support non-card payment methods such as digital wallets, pay by bank, ACH, Buy Now, Pay Later (BNPL), stored value, and other tender types that complement traditional debit and credit card acceptance.
Businesses add alternative payment methods to improve customer choice, reduce checkout friction, support regional payment preferences, and broaden payment acceptance across different channels and transaction types.
Common alternative payments include digital wallets, bank-account-based payments, ACH, account-to-account transfers, installment options, prepaid and stored value payments, and other specialized tenders that are not traditional card payments.
Yes. Alternative payments can help businesses align checkout options to market-specific payment habits, customer expectations, and local payment method preferences in different regions or segments.
Alternative payment methods can be deployed through hosted checkout, direct APIs, embedded payment flows, payment links, and platform extensions depending on the business model, channel, and technical requirements.
Centralized reporting helps businesses monitor payment method usage, transaction activity, and operational trends across both cards and non-card payment methods within one payment environment.
Businesses that want broader payment acceptance, more checkout flexibility, or better alignment to customer payment preferences across ecommerce, mobile, invoices, and assisted payment channels can benefit from alternative payment solutions.
More ways to pay, one place to see them
Ready to Expand Your Payment Acceptance?
Talk with Paygasus about adding the right payment mix for your checkout, customer base, channels, and operational workflow.