Merchant Services

Merchant Services and Payment Processing

Paygasus supports day-to-day payment acceptance across credit and debit cards, ACH, and eCheck. Flexible settlement options help businesses route funds appropriately, including split payments and revenue share for multi-party payees.

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Captured → fundedIllustrative

Acceptance in, payouts out.

Capture · clear · fund · reconcile

The money-movement layer, proven at scale

$100B⁺

Processed in aggregate volume

140⁺

Currencies settled

Countries of settlement

2 / 10

Of the Fortune 10

6 / 100

Of the Fortune 100

States + DC

One Platform

Centralize Acceptance, Payouts, and Revenue Splits

Paygasus connects payment processing with automated money movement, including payout workflows and configurable revenue splits. Built for platforms and marketplaces, we help manage disbursements to creators, partners, and sellers with fewer manual steps and better visibility.

Educational Insight

Set up a merchant account, enable same-day ACH where available, and select a pricing model that aligns to volume. Use recurring ACH to improve cash flow predictability.

Sales Benefit

Manage acceptance, payouts, and revenue splits in one platform to speed settlement, reduce manual work, and support growth across business sizes.

Capabilities

Merchant Services Key Features

Acceptance and money movement in one platform — credit and debit card processing, ACH and eCheck, split payments, revenue share, and vendor payout solutions for marketplaces and platforms.

Credit and Debit Card Processing

Accept major card brands with EMV and contactless support to reduce friction at checkout.

ACH and eCheck

Enable ACH and eCheck for one-time or recurring payments as a cost-effective option for high volume transactions.

Payouts, Split Payments, and Revenue Share

Automate multi-party payment flows with configurable splits and scheduled payouts for vendors, sellers, and creators.

The Difference

Comparison: Paygasus vs. Traditional Processors

See how our merchant services stack up against traditional payment processors.

Aspect	Paygasus	Traditional
Fees	Low, transparent.	Hidden, higher.
Settlement	Daily ACH.	Delayed.
Support	24/7.	Limited.
High-Risk Support	Yes, with fraud controls.	Often declined.

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Why Paygasus

Increase Processing Efficiency and Payout Speed

Paygasus helps businesses improve payment reliability and cash flow with a PCI-compliant platform designed for dependable acceptance and faster access to funds.

Sales Benefit

Improve cash flow and predictability by reducing declines and speeding up payouts.

PCI-compliant processing.
Integrations for reliable acceptance.
Reduced fees.
Faster payouts.

How the money actually moves

Card Acceptance

Fiserv PayFac · US & Canada

Liability & Settlement

JPMorgan Chase · full submitter

ACH Origination

Direct · United States

Registered ISO

Fiserv · United States

Cross-Border

Acquiring agent · 140+ currencies

Split & Payouts

Multi-party disbursement

Most processors resell someone else’s acceptance and hand payouts to a third party. Paygasus holds these relationships directly — PayFac and registered ISO with Fiserv, full liability submitter with JPMorgan Chase, direct ACH origination — so money comes in and goes back out on rails we operate, not rails we rent.

Getting Started

How to Set Up ACH & eCheck Processing

Follow these four steps to implement ACH and eCheck payments for your business.

Apply for Account

Submit your merchant account application with required business documents.

Business verification
Bank account setup
Risk assessment

Integrate Gateway

Connect our payment gateway to your existing systems.

API integration
Plugin setup
Testing environment

Set Up Recurring

Configure recurring payment schedules for subscriptions.

Payment schedules
Auto-retry logic
Customer notifications

Monitor Analytics

Track performance with real-time reporting and analytics.

Transaction reports
Settlement tracking
Fee analysis

Questions

Frequently Asked Questions

Merchant payment processing handles credit and debit card transactions with low fees and secure methods. It enables businesses to accept electronic payments from customers through various channels including in-store, online, and mobile.

ACH eCheck processing enables electronic check payments for low-cost, recurring transactions. Funds are transferred directly from a customer's bank account to the merchant's account through the Automated Clearing House network.

Split payments revenue share divides revenues automatically for marketplaces and partners. This enables platforms to automatically distribute funds to multiple parties based on predefined rules, supporting creator economies and marketplace models.

Marketplace payouts automate vendor payments with payout automation and multi-party support. Configure payout rules, set up vendor bank accounts, and let the system handle automatic disbursements based on your business logic.

Yes, we support high-risk merchant services with robust fraud controls. Our platform includes advanced risk management tools, chargeback prevention, and compliance features designed specifically for industries that traditional processors often decline.

Get in touch

Ready to Optimize Your Merchant Services?

Get started with Paygasus' merchant payment processing and money movement solutions today.

Talk to a payments architect →Book a demo

Paygasus · 1.800.838.8651 · The payments & connectivity operating system for the physical economy