$100B+
Fares & payments
processed
processed
Payments · Transit & Fare Collection
Fare Collection Solutions
Simplify and modernize transit payments with open loop fare collection designed for speed, convenience, and rider expectations. Paygasus enables tap and go acceptance for contactless cards and mobile wallets while helping reduce reliance on proprietary fare media and cash handling.
Paygasus is the payments and connectivity operating system for the physical economy. Fare collection is the transit layer — the validator at the door of the bus, the gate on the platform, where a city moves millions of riders one tap at a time.
Tap to rideIllustrative
A city's commute, one tap at a time.
Contactless · mobile wallet · open-loop
The transit layer — proven at the validator
500+
Public agencies &
municipalities served
municipalities served
1,350+
Cities on
the network
the network
140+
Currencies accepted
for open-loop fares
for open-loop fares
50 + DC
U.S. states
reached
reached
30
Countries · US · Canada
EU · India
EU · India
Tap and ride
Power Tap and Go Fares
Paygasus supports automated fare collection with open loop payments, account-based ticketing, and cloud-based fare processing. Riders can tap and ride with contactless bank cards and mobile wallets, while agencies manage fare policies, capping logic, reporting, and device integrations through a vendor-neutral architecture designed for phased modernization with minimal disruption to existing systems.
Key Benefits
Paygasus helps agencies modernize fare collection with centralized control, open payment acceptance, operational flexibility, and better visibility across the fare ecosystem.
- Reduce cash handling and operational overhead associated with proprietary ticketing.
- Streamline compliance reporting to improve audit readiness.
- Scale efficiently from single agencies to multi-operator transit networks.
- Enhance rider convenience with contactless, open loop payment options.
- Manage fare rules, best-fare logic, and capping through a centralized back office.
- Strengthen inspection, validation, and enforcement workflows with clearer reporting and rider transaction visibility.
Key features
Automated Fare Collection Key Features
Open acceptance, account-based control, and the reporting an agency needs to run it.
EMV Contactless
Flexible Payment Options
Accept contactless EMV cards, mobile wallets, and wearables for faster, more convenient fare payments.
Automated Reporting
Regulatory & Compliance Reporting
Strengthen network visibility with automated reporting for compliance, passenger counts, fare inspection activity, and revenue protection.
Real-Time Display
Passenger-Focused Interfaces
Provide a passenger-facing interface for ticket selection and a driver display for ticket sales and passenger count visibility.
PCI DSS Compliant
Scalable & Secure Technology
Use a cloud-based architecture designed for secure processing, account-based fare management, phased rollout support, and faster system updates.
Mobile App Ready
Passenger-Focused Experience
Offer an optional rider app for trip planning, payment access, account management, and fare visibility across supported transit services.
Open-loop, account-based
One card, every trip, the best fare
Open loop fare collection moves fare logic off the card and into the cloud, where the rider's bank card earns the best available fare across every trip automatically.
Tap
Tap to ride
The rider taps the same contactless bank card or wallet at every validator — no proprietary fare media or top-ups.
Back office
Fares calculated in the cloud
Each tap posts to an account-based back office where fare rules, transfers, and best-fare logic are applied.
Cap
Never overpay
Daily and weekly caps stop charging once a rider reaches the best available fare for that period.
No top-ups, no proprietary media. Because value lives in the account rather than on the card, agencies set fares once in the back office, and every rider receives best-fare pricing and capping by default.
Open-loop vs. legacy
Paygasus' Fare Collection vs. Traditional Fare Systems
Compare open payments, account-based controls, upgrade flexibility, reporting, and back-office management against legacy fare systems.
| Capability | Paygasus Fare Collection | Traditional Systems |
|---|---|---|
| Payment Methods | Open loop cards/wallets | Proprietary cards/cash |
| Back Office | Account-based cloud | On-premise, manual |
| Integration | Vendor-neutral | Proprietary hardware |
| Compliance | PCI DSS, SOC 2 | Variable |
| Cost | Reduced cash-handling | High maintenance |
| Data Insights | Real-time fare and ridership insights | Basic reporting |
Ready to modernize your transit fare collection?
Talk to a specialist →Revenue-ready
Revenue-Ready for Fare Collection
Unify open loop acceptance, account-based ticketing, and centralized controls to strengthen revenue protection, reduce fraud exposure, and deliver a smoother passenger experience with real-time monitoring and analytics.
Business Impact
Help agencies reduce operating costs, improve service performance, and increase revenue visibility across fare collection operations.
- Reduce reliance on proprietary cards and cash-based fare workflows with tap-and-go payments.
- Use APIs to support custom features and integrate with existing systems.
- EEnable secure transactions through EMV acceptance and PCI DSS-compliant processing.
Deployment framework
Optimize Fare Collection Deployment
Follow these five steps to modernize fare collection with open payments, account-based controls, and phased deployment across transit operations.
STEP 01
Assess Needs
Evaluate current fare systems, rider media, inspection workflows, and integration points.
- Current infrastructure
- Integration points
- Agency, rider, and inspection requirements
STEP 02
Configure Payments
Set up open payment options, fare rules, capping logic, and account-based policies.
- Open loop setup
- Fare rule configuration
- Wallet integration and capping logic
STEP 03
Deploy Hardware
Deploy validators, driver displays, passenger interfaces, and compatible hardware with minimal disruption.
- Validators & Terminals
- Driver displays
- Passenger interfaces
STEP 04
Enable Reporting
Enable reporting for compliance, inspection activity, fare exceptions, and revenue visibility.
- Compliance reports
- Inspection and evasion tracking
- Passenger counting
STEP 05
Analyze Data
Use transaction, ridership, and fare performance data to optimize operations over time.
- Route optimization
- Rider behavior
- Fare and ridership insights
Advanced capabilities
Advanced Fare Collection Capabilities
Fare Capping
Automatically apply daily and weekly fare caps within an account-based system so riders receive the best available fare without overpaying.
Passenger App
Offer an optional rider app for trip planning, payment access, account management, and fare visibility across supported transit services.
System Workflow
Support end-to-end transaction flows from validators and onboard devices to cloud processing, with real-time synchronization across payment, fare, and back-office systems.
Platform and Device Support
Support cloud-scale processing, EMV acceptance, validator and terminal integration, and broader hardware flexibility across enterprise transit environments.
Questions
Frequently Asked Questions
Paygasus' fare collection solution is a cloud-native open loop fare collection system that supports tap and go payments using contactless cards and mobile wallets.
Open loop payments allow riders to pay with standard bank-issued cards or mobile wallets, rather than a proprietary transit card.
An account-based back office manages fare rules and transaction processing in the cloud, rather than relying on stored value on a physical card.
Vendor-neutral integration supports multiple hardware options, enabling upgrades without a full infrastructure replacement.
Yes. Account-based ticketing can support centralized fare rules, best-fare logic, and daily or weekly capping so agencies can manage fares in the back office instead of relying only on stored value at the device.
Many deployments can be phased in over time. Vendor-neutral fare collection architecture can support integration with existing validators, terminals, and back-office environments so agencies can modernize without replacing everything at once.
No. Agencies often need a broader fare media strategy that can include open payments, agency-issued credentials, rider accounts, and other supported payment or validation methods for inclusion and operational flexibility.
From the validator to the back office
Modernize Transit Fare Collection
Explore Paygasus Transit for tap and go, open loop fare payments with centralized back-office control.