Accept Alternative Payment Solutions

Expand reach with diverse payment options. Paygasus supports a broad range of alternative payment methods (APMs) to increase payment acceptance and reduce reliance on traditional credit and debit cards.

Increase Conversion with Preferred Payment Methods

Alternative payments include non-card methods such as digital wallets, buy now, pay later (BNPL), and bank-based transfers that complement card acceptance and align with customer preferences. Paygasus APMs drive higher conversion through multiple integration paths built for streamlined implementation across channels.

KEY BENEFITS

Preferred methods reduce checkout friction and help boost approval performance across devices, regions, and purchase types. A broader payment mix strengthens overall results while keeping acceptance unified across channels.

  • Increased conversions: Local and preferred methods can help reduce cart abandonment.
  • Enhanced security: Tokenization and encryption help protect sensitive payment data.
  • Global reach: Regional methods help scale into new markets with localized payment preferences.
  • Reduced chargebacks: Wallet flows can reduce chargeback exposure where liability shifts apply.
  • Higher order values: BNPL options can increase cart size for higher-value purchases.

Alternative Payment Key Features

Digital Wallets

Digital Wallets

Popular Options

Offer fast, encrypted checkout with Apple Pay, Google Pay, Samsung Pay, PayPal, Venmo, and more across web and in-app flows

Pay from Bank

Pay from Bank (ACH/A2A)

Tokenized Bank Transfers

ACH Direct Debit supports one-time and recurring bank transfers. Pay by Bank enables tokenized checkout without sharing account or routing numbers.

Buy Now Pay Later

Buy Now, Pay Later (BNPL)

Installment Payments

Offer installment payment options to support higher-value purchases and improve conversion with added checkout flexibility.

Stored Value Prepaid

Stored Value/Prepaid

Gift Cards, FSA/HRA, EBT/WIC

Accept gift cards and specialized payment types such as FSA and HRA, plus EBT and WIC for eligible purchases in specific use cases.

Paygasus APMs vs. Card-Only Solutions

Compare alternative payments to card-only acceptance across conversion, customer preference alignment, security controls, and cross-channel flexibility.

Capability Paygasus APMs Card-Only Solutions
Acceptance Rates 2x better Standard
Chargebacks 10x lower Higher risk
Conversion Lift Up to 32% faster checkouts No additional lift
Global Support Regional APMs like Pix Limited to cards
Security Tokenization & encryption Basic PCI
Integration SDK, API, plugins Gateway only

Ready to expand your payment acceptance?

Talk to a Specialist →

Activate Alternative Payments Across Channels

Paygasus APMs extend preferred payment options across channels with integration paths designed for rapid deployment and advanced customization.

BUSINESS IMPACT

Turn preferred payment methods into measurable gains with centralized visibility and reporting that accelerate optimization and simplify operations.

  • Intuitive administration: Simple integration for digital wallets and BNPL without complex setup
  • Developer-ready integration: RESTful APIs for custom checkout experiences and flexible payment workflows.
  • Scalable Infrastructure: Built for high-volume payment processing with dependable performance.
  • PCI-aligned security: Tokenization and secure handling help reduce PCI scope and protect sensitive data.

Optimize Business with Alternative Payments

Add period: Follow these five steps to maximize conversion with APMs.

1

Assess Audience

Identify preferred APMs like digital wallets or Pay by Bank for your customer demographics.

  • Customer preferences
  • Regional analysis
  • Demographics
2

Choose Integration

Use hosted checkout SDK or RESTful payment APIs based on your technical requirements.

  • Hosted checkout
  • RESTful APIs
  • Plugin extensions
3

Add Options

Implement BNPL and stored value for higher cart sizes and broader reach.

  • BNPL integration
  • Gift cards
  • FSA/HRA/EBT
4

Test Security

Ensure tokenization and compliance across all APM channels.

  • Tokenization
  • PCI compliance
  • Encryption
5

Monitor Performance

Track APM conversion lift and chargebacks to optimize revenue.

  • Conversion rates
  • Chargeback analysis
  • Revenue analytics

Extend Your Alternative Payment Flexibility

Flexible integration methods enable a wide range of business models and checkout requirements.

Hosted Checkout SDK

Pre-built checkout pages managed by Paygasus reduce development time while maintaining a branded experience.

Hosted Checkout SDK
Direct RESTful APIs

Direct RESTful APIs

API-first implementation supports full control of the checkout UI for custom branding and embedded experiences.

Pay by Link

Collect payments remotely with secure links sent by SMS, email, or chat.

Plugin Extensions

Preconfigured plugins for platforms such as Adobe Commerce and Salesforce Commerce can accelerate implementation.

Frequently Asked Questions

Alternative payments are non-card payment methods such as digital wallets, buy now, pay later (BNPL), and bank-based transfers that complement credit and debit cards and align with how customers prefer to pay.

Digital wallet payments use encrypted, tokenized credentials to complete a transaction without sharing the underlying card number, supporting faster checkout across web and in-app experiences.

BNPL solutions enable installment-based payments that let customers split a purchase into scheduled payments, which can improve conversion for higher-value transactions.

Pay by Bank is a bank-account-linked payment experience that works through a digital wallet-like flow, supporting direct bank integration and reducing the need to share account and routing numbers in checkout.

Stored value and prepaid payment types include options such as gift cards and specialized cards such as FSA/HRA, plus programs such as EBT/WIC for eligible purchases in specific use cases.

Ready to Expand Your Payment Acceptance?

Connect with our team to implement alternative payment methods that drive conversion and growth.

Talk to a Specialist Book a Demo