# Paygasus

> Paygasus is the payments and connectivity operating system for the physical economy — one platform, one ledger, one contract. A registered Payment Facilitator and Registered ISO founded in June 2012 and headquartered in Salt Lake City, Utah, Paygasus has processed $100B+ in aggregate payment volume across 3,400+ operating locations in all 50 US states plus DC, with networking products sold and supported across 30 countries and settlement in 140+ currencies.

Paygasus delivers card and ACH payment acceptance, unattended payment hardware, and managed connectivity (bonded cellular, satellite, and fixed-line networking) through a single operating layer. It is built for physical, connected, high-volume environments that traditional payment stacks are not designed to support: EV charging, transit fare collection, parking, vending and unattended retail, government and utility payments, and healthcare patient payments.

Key facts:
- Founded: June 2012 (formerly PayZang). Headquarters: 2985 S 300 W, Unit C, Salt Lake City, Utah 84115, USA.
- Offices: United States, Canada, Ireland, India. Payment operations in the US and Canada plus EU agent settlement via its Ireland corporation; networking sold and supported across 30 countries.
- Scale: $100B+ processed since June 2012; 3,400+ operating locations; 1,355 unique US cities; all 50 states + DC; 140+ currencies.
- Compliance: PCI DSS Level 1, SOC 2 Type II, P2PE-compatible tokenization, HIPAA-aligned data handling, multi-region data residency (US, Canada, Ireland/EU-EEA, India).
- Contract rails (as published): Fiserv (PayFac and Registered ISO, US & Canada), JPMorgan Chase (Full Liability Submitter, US & Canada), Payter (unattended terminal OEM, exclusive North American distribution since April 2019), Peplink (Platinum Service Provider), Cradlepoint/Ericsson (Distributor), Starlink (Authorized Solution Provider), AT&T (Solutions Provider), T-Mobile and Verizon (Carrier Partners), Enghouse (Platform Partner for transit, parking, EV).
- Contact: sales@paygasus.com · 1.800.838.8651

## Company

- [Home](https://paygasus.com/): Payments and connectivity for the physical economy — platform overview, scale, contract rails, and thesis.
- [About Us](https://paygasus.com/resources/about/): Company story, team, mission, and operating footprint.
- [Newsroom](https://paygasus.com/newsroom/): Press releases and coverage, linked to Business Wire.
- [Contact Us](https://paygasus.com/contactUs/): Talk to sales or a solutions engineer.
- [Get Started](https://paygasus.com/get-started/): Sign up and merchant onboarding.
- [Partner Program](https://paygasus.com/partners/): Referral agents, ISVs, and solution partners (VARs).
- [Partner Onboarding](https://paygasus.com/partners/get-started/): Self-serve partner enrollment.
- [Technology Partners](https://paygasus.com/resources/partners/): Technology and channel partner directory.
- [Blog](https://paygasus.com/blog/): Guides, industry trends, and product news.
- [Security & PCI Compliance](https://paygasus.com/pci-compliance/): Certifications, attestations, and security posture.
- [Privacy Policy](https://paygasus.com/privacyPolicy/): Data handling and privacy practices.

## Payments — Industries

- [EV Charging](https://paygasus.com/ev-charging-solutions/): EV charging payments for every charge point — card-present, app handoff, plug-and-charge, with bonded network uptime.
- [Vending & Unattended](https://paygasus.com/vending-machines-solutions/): Cashless vending and micro-market payments on Apollo and ApolloMax unattended terminals.
- [Car Washes](https://paygasus.com/car-wash-solutions/): Car wash payments for tunnel, in-bay, and self-serve formats.
- [Transportation & Transit](https://paygasus.com/transit-solutions/): Open-loop transit fare collection across validators, gates, and ticket vending with audit-clean agency settlement.
- [Utilities & Public Sector](https://paygasus.com/government-payment-solutions/): Government payment processing and collections for utilities, permits, and taxes.
- [Government Payments](https://paygasus.com/payments/industries/government-payments/): Secure, compliant public payment acceptance across online, IVR, in-person, and kiosk channels.
- [Healthcare](https://paygasus.com/payments/industries/community-healthcare/): HIPAA-aligned patient payment processing for front desk, patient portal, and IVR.
- [SaaS & Marketplaces](https://paygasus.com/payments/industries/business-saas/): Embedded payments, billing, and payouts for software platforms.
- [Spark Parking](https://paygasus.com/payments/solutions/spark-parking-ev-charging/): Gateless parking and EV charging payments — license plate recognition and hosted checkout.
- [All Industries](https://paygasus.com/payments/industries/): Full industry directory.

## Payments — Products & Solutions

- [Payment Gateway](https://paygasus.com/payments/products/gateway-orchestration/): Intelligent payment routing and orchestration across processors.
- [Hosted Checkout](https://paygasus.com/payments/products/checkout-acceptance/): Secure online checkout, ready in minutes.
- [In-Person & Unattended Hardware](https://paygasus.com/payments/products/unattended-hardware/): POS terminals, kiosks, and tap-to-pay devices.
- [Merchant Services](https://paygasus.com/payments/products/merchant-services/): Merchant settlement and next-day funding.
- [Merchant Onboarding](https://paygasus.com/payments/products/merchant-onboarding/): Automated KYC and merchant activation.
- [Closed Loop & Loyalty](https://paygasus.com/payments/products/closed-loop-payments/): Stored-value and loyalty programs.
- [Fleet & Fuel Cards](https://paygasus.com/payments/products/fleet-payments/): Fleet card and fuel card programs.
- [Mobile Payments (softPOS)](https://paygasus.com/payments/solutions/mobile-payments/): Turn any phone into a payment terminal.
- [Alternative Payments](https://paygasus.com/payments/solutions/alternative-payments/): Digital wallets, pay-by-bank, and BNPL.
- [Pay by Phone (IVR)](https://paygasus.com/payments/solutions/ivr-phone-payments/): Secure IVR and phone payment processing.
- [Omnichannel Acceptance](https://paygasus.com/payments/solutions/omnichannel-acceptance/): One checkout across web, app, and in-store.
- [Tap-to-Tip](https://paygasus.com/payments/solutions/tap-to-tip/): Contactless tipping kiosks for cashless tips.
- [AutoProvision](https://paygasus.com/payments/solutions/autoprovision/): Instant sub-merchant activation.
- [Fraud Management](https://paygasus.com/payments/solutions/fraud-management/): Real-time risk screening and fraud scoring.

## Payments — Features

- [Virtual Terminal](https://paygasus.com/payments/features/virtual-terminal/): Card-not-present payments, keyed securely.
- [Recurring & Billing](https://paygasus.com/payments/features/recurring-billing/): Subscription billing and failed-payment recovery.
- [Tokenization & Vault](https://paygasus.com/payments/features/tokenization-vault/): Secure card vault with reduced PCI scope.
- [Fraud & Risk Controls](https://paygasus.com/payments/features/fraud-controls/): Real-time risk screening and controls.
- [Multi-Currency](https://paygasus.com/payments/features/global-multi-currency/): Local currency checkout with single settlement.
- [Data & Reporting](https://paygasus.com/payments/features/reporting-analytics/): Payment analytics in one control center.
- [Terminal Management](https://paygasus.com/payments/features/device-management/): Remote device monitoring and firmware updates.
- [User & Access Management](https://paygasus.com/payments/features/user-management/): Role-based access and permissions.

## Networking (Paygasus Connect)

- [Enterprise Routers](https://paygasus.com/networking/products/enterprise-router/): Multi-WAN edge routing for large, critical sites.
- [Mobile Routers](https://paygasus.com/networking/products/mobile-routers/): Ruggedized connectivity for vehicles and transit.
- [SOHO Routers](https://paygasus.com/networking/products/soho-routers/): Compact routers for small offices and home.
- [Cellular Modems & Adapters](https://paygasus.com/networking/products/cellular-modems-adapters/): Add 4G/5G cellular and failover to any network.
- [SpeedFusion](https://paygasus.com/networking/speedfusion/): WAN bonding and hot failover for unbreakable links.
- [Enterprise Networks](https://paygasus.com/networking/enterprise-network/): Managed switches, Wi-Fi, and SD-WAN fabric.
- [Starlink](https://paygasus.com/networking/starlink/): Managed low-earth-orbit satellite connectivity.
- [IoT Solutions](https://paygasus.com/networking/solution-iot/): Connect, monitor, and manage edge devices.
- [Antenna Max S](https://paygasus.com/networking/antenna-max-s/): High-gain external antenna for stronger signal.
- [Public Safety](https://paygasus.com/networking/public-safety/): Resilient networking for public-safety operations.
- [Networking industries](https://paygasus.com/networking/enterprise-network/healthcare/): Healthcare, education, retail, finance, hospitality, utilities, branch-edge, and construction networking pages live under /networking/enterprise-network/.

## Developers

- [Developer Home](https://paygasus.com/developers/): One API for payments that know about the network — card and ACH, one consistent interface, built for offline-tolerant physical environments.
- [Quickstart](https://paygasus.com/developers/guides/quickstart/): Your first card payment in minutes.
- [Authentication](https://paygasus.com/developers/guides/authentication/): Secret keys, live vs. test mode.
- [Test Mode](https://paygasus.com/developers/guides/test-mode/): Free sandbox that mirrors production; simulate declines and pending ACH.
- [Errors](https://paygasus.com/developers/guides/errors/): The error envelope and status codes.
- [Encryption](https://paygasus.com/developers/guides/encryption/): Client-side card field encryption.
- [Card Payments API](https://paygasus.com/developers/reference/operations/tags/card-payments/): Create, authorize, capture, and refund.
- [ACH Payments API](https://paygasus.com/developers/reference/operations/tags/ach-payments/): Draft, submit, and track bank transfers.
- [API Reference](https://paygasus.com/developers/reference/): Full API reference.

## Optional

- [Shop](https://paygasus.com/shop/): Purchase payment and networking hardware.
- [Sitemap](https://paygasus.com/sitemap/): Every Paygasus page in one place.
- [Full corpus for LLMs](https://paygasus.com/llms-full.txt): Expanded plain-text company and product corpus.